Indicative schedule as per uploaded template.
| Schedule of Charges (“SOC”) – Secured Business Loans | Schedule of Charges (“SOC”) – Secured Business Loans | Schedule of Charges (“SOC”) – Secured Business Loans | Schedule of Charges (“SOC”) – Secured Business Loans | Schedule of Charges (“SOC”) – Secured Business Loans |
|---|---|---|---|---|
| Type of transaction | Type of transaction | Charges (in INR) | Charges (in INR) | Charges (in INR) |
| G. LOAN PROCESSING FEE | G. LOAN PROCESSING FEE | G. LOAN PROCESSING FEE | G. LOAN PROCESSING FEE | G. LOAN PROCESSING FEE |
| Processing Fees | Processing Fees | <<insert details>> | <<insert details>> | <<insert details>> |
| Application Fees | Application Fees | <<insert details>> | <<insert details>> | <<insert details>> |
| H. PART PREPAYMENT/ FORECLOSURE CHARGES * | H. PART PREPAYMENT/ FORECLOSURE CHARGES * | H. PART PREPAYMENT/ FORECLOSURE CHARGES * | H. PART PREPAYMENT/ FORECLOSURE CHARGES * | H. PART PREPAYMENT/ FORECLOSURE CHARGES * |
| Pre-Payment / Part Prepayment / Foreclosure Charges | Pre-Payment / Part Prepayment / Foreclosure Charges | . The same shall be as per below table: - | . The same shall be as per below table: - | . The same shall be as per below table: - |
| Borrower Category | Loan Type | Loan Type | Pre-Payment / Part Prepayment / Foreclosure Charges | Pre-Payment / Part Prepayment / Foreclosure Charges |
| Individual Borrowers | Floating Rate (Non-Business purposes) | Floating Rate (Non-Business purposes) | <<insert details>> | Nil |
| Individual Borrowers | Fixed Rate (Any purpose) | Fixed Rate (Any purpose) | <<insert details>> | 5% of the Principal Foreclosed Amount |
| Individuals & MSEs | Floating Rate (Business Purposes (up to ₹50 Lakh sanctioned limit) | Floating Rate (Business Purposes (up to ₹50 Lakh sanctioned limit) | <<insert details>> | 5% of the Principal Foreclosed Amount |
| Individuals & MSEs | Floating Rate (Business Purposes sanctioned amount more than 50 lakhs) | Floating Rate (Business Purposes sanctioned amount more than 50 lakhs) | <<insert details>> | 5% of the Principal Foreclosed Amount |
| Individuals & MSEs | Fixed Rate (Any purpose) | Fixed Rate (Any purpose) | <<insert details>> | 5% of the Principal Foreclosed Amount |
| Other Borrowers | All other borrowers, except those specifically identified above (unless specified otherwise) | All other borrowers, except those specifically identified above (unless specified otherwise) | <<insert details>> | 5% of the Principal Foreclosed Amount |
| *The above prepayment / part prepayment and foreclosure charges are subject to the applicable regulatory requirements and directions prescribed by Reserve Bank of India on pre-payment / foreclosure charges on Loans/Facility from time to time. *For Dual/Special rate loans charges will depend on whether the loan is on floating rate at the time of pre-payment as per the Direction. | *The above prepayment / part prepayment and foreclosure charges are subject to the applicable regulatory requirements and directions prescribed by Reserve Bank of India on pre-payment / foreclosure charges on Loans/Facility from time to time. *For Dual/Special rate loans charges will depend on whether the loan is on floating rate at the time of pre-payment as per the Direction. | *The above prepayment / part prepayment and foreclosure charges are subject to the applicable regulatory requirements and directions prescribed by Reserve Bank of India on pre-payment / foreclosure charges on Loans/Facility from time to time. *For Dual/Special rate loans charges will depend on whether the loan is on floating rate at the time of pre-payment as per the Direction. | *The above prepayment / part prepayment and foreclosure charges are subject to the applicable regulatory requirements and directions prescribed by Reserve Bank of India on pre-payment / foreclosure charges on Loans/Facility from time to time. *For Dual/Special rate loans charges will depend on whether the loan is on floating rate at the time of pre-payment as per the Direction. | *The above prepayment / part prepayment and foreclosure charges are subject to the applicable regulatory requirements and directions prescribed by Reserve Bank of India on pre-payment / foreclosure charges on Loans/Facility from time to time. *For Dual/Special rate loans charges will depend on whether the loan is on floating rate at the time of pre-payment as per the Direction. |